2025 Ira Contribution Maximum 2025. The contribution limit for individual retirement accounts (iras) for the 2025 tax year is $7,000. In 2025, you can contribute up to $7,000 to a traditional ira, a roth ira, or a combination of the two.
You can contribute to an ira at any age. If you’re age 50 or older, you’re eligible for extra contributions as well.